Name every debt. Watch it fall.
Debt Freedom Tracker
Name every debt. Watch it fall.
A focused Excel + Google Sheets-compatible workbook to name every debt, choose snowball or avalanche order, log every payment, and watch the balance fall toward a real debt-free date.
Launch price: $17 for v1 customers. Future versions may increase as features are added.
Secure checkout via Stripe · instant download · personal use license
- Instant digital download
- Secure checkout via Stripe
- Excel + Google Sheets compatible
- Personal use license
- Apple Numbers not supported
- Not financial, tax, legal, or investment advice
- 4-tab Excel workbook (.xlsx) — opens in Excel and Google Sheets
- Read Me First guide (.txt)
- Google Sheets upload instructions (.txt)
- Sample Data guide (.txt)
- Terms of Use (.txt)
- Free v1.x updates
Best used with Microsoft Excel or Google Sheets. Apple Numbers is not recommended.
Need help opening your file? Email support@wealthbyfaith.store and we'll help you get started.
Debt is heavy — but it does not get the last word. This is a calm, shame-free place to face every number and make a plan you can actually finish.
List each debt, choose your payoff order (snowball for fast wins, avalanche for least interest), and log every payment. The Summary and Freedom Dashboard update as you go — % paid off, paid this month, and your estimated months to freedom.
Works in Microsoft Excel and Google Sheets. No subscriptions. Apple Numbers not supported.
“She is clothed with strength and dignity; she can laugh at the days to come.”— Proverbs 31:25
4 connected tabs
Each tab does its part. Together, they tell the truth about your money.
🌿 Start Here
Welcome, scripture, and a 4-step onboarding rhythm.
⚙️ Setup
Set your current month + year and customize the debt + payment dropdown lists.
💪 Debt Payoff
Debt inventory, a live summary block, and your full payment log.
📊 Freedom Dashboard
Total debt, % paid off, paid this month, and estimated months to freedom.
Preview the Faithful Finances Workbook
Calm, consistent design across every screen. Brand-aligned colors. Quiet typography.
Inventory + a live summary + your full payment log.
- You have credit cards, loans, or medical debt and want a plan.
- You want to choose snowball or avalanche and track either.
- You want to see a real debt-free date, not just hope.
- You like Excel or Google Sheets.
- You want a small, focused tool — not a whole budget system (yet).
- You want a full budget system — see the Faithful Finances Budget Planner Bundle.
- You want a mobile app.
- You do not want to use Excel or Google Sheets.
- You want debt-settlement, legal, or credit-repair advice.
FAQ
What software do I need?
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Microsoft Excel or Google Sheets (free). Apple Numbers can corrupt the file — please don't open it there.
Snowball or avalanche — which does it use?
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Either. You set the payoff order in the inventory (smallest balance first for snowball, highest APR first for avalanche). The workbook tracks your progress the same way regardless.
How is this different from the full Bundle?
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This is a focused tracker just for debt. The Faithful Finances Budget Planner Bundle is the full 14-tab money system. Many people start here and upgrade later.
Will I get updates?
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Yes — v1 buyers get free v1.x updates for as long as v1 is shipping.
Refunds?
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Because this is a digital download you can keep forever, we don't offer refunds. If something isn't working, email support@wealthbyfaith.store and we'll make it right.
Ready to begin?
Every dollar is on assignment. Let this workbook help you give them a name.
Best used with Microsoft Excel or Google Sheets. Apple Numbers is not recommended.
This product is for personal record-keeping and educational purposes only. It is not financial, legal, tax, or investment advice.